UNITED STATES · FY2026 HUD INCOME DATA

Where does a rent fit the income ceiling?

Choose a household and income level, explore the county map, then compare an actual asking rent. Current apartment availability is not connected.

Choose a scenario

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County or town

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Household size

Income level

Apartment bedrooms

Bedrooms determine the utility estimate. They do not change the household income threshold.

Tenant-paid utilities

INTERACTIVE MAP

Monthly rent ceiling

FY2026

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Map values use state apartment utility estimates. Select a county for its detailed ceiling; some New England counties require town selection.

Select a county on the map to inspect it. Use “Jump to” for Alaska, Hawaii, Puerto Rico, and other territories.

Monthly affordability ceiling

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Loading…4 people · 80% AMI · 2 bedrooms

Maximum monthly rent before utilities—

Estimated tenant-paid utilities—

Maximum monthly asking rent—

Availability is not connected. This ceiling does not show whether a qualifying apartment is on the market today.

Compare an asking rent

Use a currently available, unrestricted apartment you have independently verified.

Monthly asking rent ($)

Enter a rent to compare it with this ceiling.

See all three AMI levels

AMI	Annual income	Gross rent cap	Net rent cap

Nationwide reference

Browse HUD geographies

Compare rent ceilings across counties and towns. Values follow the household, AMI, and bedroom selections above.

State or territoryFind a place

County or town	HUD area	Annual income	Gross cap / mo.	Net cap / mo.*

*Net cap uses a state apartment utility estimate where available. Inspect a location to choose a PUMA or your own utility amount.

How this screen works

Set an income

HUD's FY2026 four-person median family income is adjusted for household size, then multiplied by 60%, 80%, or 100%. These are arithmetic AMI scenarios, separate from HUD's adjusted program limits.

Calculate a rent ceiling

Thirty percent of the selected annual income, divided by 12, is the monthly gross cap. Subtract tenant-paid utilities to get the asking-rent ceiling.

Compare a real apartment

The entered rent is a calculation only. A county-level Yes, Near, or None observed result needs verified current listings and confirmation that each unit is market-rate.

Income: HUD FY2026. Utility estimates: ACS 2020–2024 housing PUMS, survey weighted in 2024 dollars. Map boundaries: Census 2024 counties and 2020 PUMAs, generalized for web display. PUMA and county boundaries overlap; a county average does not locate a particular apartment. NMHC Toolkit methodology.